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What Is A Good Apr For A Credit Card Reddit. Web there's almost no such thing as a good apr for a first credit card, unless you have a really solid and diverse credit history from other things. Anything over that obviously wouldn't be ideal and some stores have very high apr's in mid to high 20s (ex:
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Web what is a good credit card apr? Web what is a good apr for a credit card? When it's below that, you might consider it a good apr for credit cards. I'd say your amex is a bit high and capital one is crazy high. Web if you have an excellent credit score, you might benefit by getting a low apr. On the other hand, people with poor to average credit scores tend to get high aprs. Let's take the chase sapphire preferred card credit card as an example. Web a good apr for a credit card would be anything below 14% because that is below the average credit card apr and about the same rate people with excellent credit get. Work on getting your score. Web credit cards for people with good credit typically offer lower aprs than credit cards for people with bad credit.
Web a good credit card apr is one that's below the national average credit card rate, which is 16.65% as of the second quarter of 2022, according to federal reserve data. Web a good credit card apr is one that's below the national average credit card rate, which is 16.65% as of the second quarter of 2022, according to federal reserve data. Work on getting your score. According to the federal reserve, the average credit card apr tends to hover between 14% and 18%. I'd say your amex is a bit high and capital one is crazy high. It currently comes with a variable apr of 15.99% to 22.99%. Let's take the chase sapphire preferred card credit card as an example. When it's below that, you might consider it a good apr for credit cards. On the other hand, people with poor to average credit scores tend to get high aprs. Average rates may increase if the federal reserve continues raising interest rates because credit cards' interest rates are often based, in part, on a benchmark rate that's. Web a credit card apr below 10% is definitely good, but you may have to go to a local bank or credit union to find it.
